Massachusetts Roofing Owner Indicted in $585K Fraud Case

Payroll allegedly hidden from insurer

By Tanja Kern, Senior Strategic Content Editor

legal case file composition — ChatGPT/Chris Pirrone

A Quincy, Mass., roofing company and its owner have been indicted on workers’ compensation insurance fraud and larceny charges, the Massachusetts Attorney General’s Office said.

The Roof Kings LLC and owner Craig Galligan, 55, were indicted by a Norfolk County grand jury June 25 on four counts each of workers’ compensation insurance fraud and one count each of larceny over $1,200. They are scheduled to be arraigned July 17 in Norfolk Superior Court.

Prosecutors allege Galligan underreported the company’s payroll and labor exposure during audits for policies issued between 2021 and 2024. Workers’ compensation premiums are based partly on the type of work performed and the amount of payroll reported.

According to the attorney general’s office, an investigation with the Insurance Fraud Bureau of Massachusetts identified more than $1.5 million in previously undisclosed payroll payments issued through company bank accounts from 2018 to 2024.

The attorney general’s office alleges the underreporting allowed The Roof Kings to avoid about $584,962 in workers’ compensation insurance premiums owed to A.I.M. Mutual Insurance Companies, a Burlington, Mass.-based insurer.

The charges are allegations. Galligan and The Roof Kings are presumed innocent unless proven guilty.

KEYWORDS: Massachusetts

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Tanja Kern covers economic trends and the intersection of architecture, design, and construction for Roofing Contractor, with an emphasis on the forces reshaping the industry. She develops and amplifies content that connects roofing professionals with the intelligence they need to compete and grow.

With more than 20 years of experience, Tanja has written for national business, consumer and trade publications. She holds a Master of Science in magazine publishing from Northwestern University's Medill School of Journalism.