There are a lot of great, conservative working class folks who manage their life and money well. However, there are also a lot of working class folks who have a lot of drama, are frequently short of money and life-plan poorly.
Every time I speak with a roofing contractor lately, the topic of labor emerges as number one. In all my years in the roofing industry, the topic of labor has consistently been on top or near the top of the list.