The weather forecast looks poor. Strong winds, heavy rain and the possibility of hail — golf-ball-sized or larger — could hit the area. The storm strikes, and many houses are damaged to the point roof replacement is necessary. Homeowner’s insurance will pay the cost of the new roof and the attic ventilation, but what if the vents that were in place don’t meet code requirements? Will homeowner’s insurance pick up the tab? And what if the contractor recommends a better, more efficient way to vent the attic different than the vents that were in place? Will insurance pay for the upgrade?
Some roofing contractors in storm-prone markets are successfully convincing homeowner’s insurance to pay. Here’s how.